International Presence: Indonesia • Malaysia • Pakistan • Turkey • UAE • United Kingdom

1. Purpose

The Institute of Islamic Banking & Takaful International (IIBTI) is an international educational, professional, and research institution dedicated to the advancement of Islamic Finance, Islamic Banking, Takaful, FinTech, Shariah compliant Business and Management.

This Student Academic & Program Policy establishes the general academic framework, student responsibilities, learning arrangements, assessment procedures, conduct requirements, and certification principles applicable to students enrolled in IIBTI programs.

2. Certification

Unless specifically stated otherwise for an approved program or institutional arrangement, certificates for IIBTI programs are issued by the Institute of Islamic Banking & Takaful International (IIBTI). Collaborating Institutions, representatives, academic partners, coordinators, or learning centres may facilitate student support, teaching, training, examinations, or other academic activities in accordance with IIBTI's approved arrangements.

3. Mode of Study

IIBTI follows a flexible distance and Online learning model designed to accommodate students, working professionals, international participants, and learners from different geographical locations.

Depending on the program, the learning experience may include:

• Live online classes

• Online learning sessions

• Distance learning

• Recorded lectures

• Digital learning materials

• Assignments and projects

• Recommended textbooks and reference books

• Case studies

• Presentations

• Tutorials and academic discussions

• Webinars and workshops

• Practical and professional activities

• Examinations or other forms of assessment

The exact combination of learning methods may vary according to the nature, level, duration, and requirements of each program.

4. Student Eligibility and Admission

Students must satisfy the admission requirements specified for their selected program.

IIBTI reserves the right to request appropriate academic or professional information for admission, placement, or verification purposes.

Admission to one program does not automatically guarantee admission to another program. Each program may have its own academic, professional, or experiential requirements.

Students are responsible for providing accurate information during the admission process.

5. Student Responsibilities

Every IIBTI student is expected to:

1. Participate actively in the learning process.

2. Attend scheduled live classes and academic activities where applicable.

3. Watch assigned recorded lectures within the prescribed period.

4. Complete assignments and assessments on time.

5. Read recommended textbooks, articles, cases, and other learning materials.

6. Maintain regular communication with faculty and academic coordinators.

7. Observe academic integrity and professional ethics.

8. Respect faculty members, fellow students, staff, and institutional partners.

9. Maintain the confidentiality of restricted academic materials.

10. Follow all applicable IIBTI academic and administrative policies.

6. Attendance and Participation

Where attendance is a requirement of a particular program, students must meet the prescribed attendance or participation requirements.

For online programs, participation may be demonstrated through attendance at live sessions, engagement with recorded lectures, submission of assignments, participation in discussions, completion of learning activities, or other methods specified by the program.

Students experiencing genuine difficulties should communicate with the relevant academic coordinator as early as possible.

7. Assignments and Academic Assessment

Assessment may consist of one or more of the following:

• Written assignments

• Quizzes

• Case studies

• Presentations

• Projects

• Research papers

• Online assessments

• Written examinations

• Oral examinations or presentations

• Practical or professional assessments

• Research Thesis

Assessment requirements will be communicated to students for each program.

Students must submit their own work and comply with the instructions and deadlines established by the Institute.

8. Academic Integrity

IIBTI places strong emphasis on honesty, ethical conduct, and academic integrity.

Students must not engage in:

• Plagiarism

• Cheating

• Fabrication or falsification of information

• Unauthorized collaboration

• Misrepresentation of academic work

• Impersonation

• Submission of work prepared by another person

• Unauthorized use of examination or assessment materials

Where academic misconduct is established, IIBTI may impose appropriate academic or administrative action, including rejection of an assignment, reassessment, failure of an assessment, suspension, or cancellation of enrolment/certification, subject to the circumstances and applicable institutional procedures.

9. Use of Artificial Intelligence

Students may use Artificial Intelligence (AI) tools only where permitted by the relevant course or assessment instructions.

AI tools must not be used to misrepresent generated material as entirely the student's original work where originality is required.

Students may be required to acknowledge or disclose the use of AI in assignments, research, or other academic work.

IIBT may establish program-specific AI policies where appropriate.

10. Learning Materials and Intellectual Property

Lectures, recorded classes, presentations, course materials, examination materials, manuals, digital resources, and other educational content provided by IIBTI are intended for the enrolled student's academic use.

Students must not reproduce, sell, distribute, publish, upload, commercially exploit, or share restricted IIBTI materials without prior written authorization.

11. Recommended Books and Independent Learning

IIBTI recognizes independent study as an important component of professional and academic development.

Students may be provided with recommended textbooks, articles, research papers, case studies, standards, and other resources.

Students are expected to undertake appropriate independent reading and research in addition to attending classes or viewing recorded lectures.

12. Fees and Financial Obligations

Students are responsible for paying applicable tuition, registration, examination, certification, or other approved fees within the specified deadlines.

Program fees, payment schedules, refund provisions, and other financial conditions shall be communicated separately through the applicable admission or program documentation.

Failure to meet financial obligations may affect access to learning resources, assessment, examination, or certification, subject to IIBTI policy.

13. Examinations and Assessment Arrangements

Where examinations are required, IIBTI may conduct them through online, physical, supervised, or other approved arrangements depending on the program.

Students must comply with examination instructions, identity verification requirements where applicable, examination rules, and deadlines.

IIBT reserves the right to modify assessment arrangements where necessary to maintain academic integrity, security, and quality.

14. Progression and Completion

Students must successfully complete the academic and assessment requirements prescribed for their program.

Completion may depend on:

• Satisfactory participation

• Completion of required learning activities

• Successful submission of assignments

• Achievement of required assessment results

• Successful completion of examinations where applicable

• Fulfilment of financial and administrative requirements

Program-specific completion requirements shall prevail where they differ from this general policy.

15. Verification of Certification

Students who successfully fulfil the requirements of an approved IIBTI program may be awarded the relevant certificate, diploma, or other approved academic/professional credential.

Unless otherwise expressly stated in official program documentation, the certificate will be issued by:

Institute of Islamic Banking & Takaful International (IBTI)

Certificates may include appropriate information regarding the program, student's name, completion date, certificate number, and authorized signatures/seals.

IIBTI maintains a certificate verification system to confirm the authenticity of certificates issued by the IIBTI at Verify.iibti.com

16. Student Conduct

Students are expected to maintain high standards of personal, academic, and professional conduct.

Discrimination, harassment, abusive behaviour, threats, disruption of academic activities, fraudulent conduct, or behaviour damaging to the reputation or integrity of IIBT may result in disciplinary action.

Students participating in online classes must also maintain appropriate professional behaviour and communication.

17. Complaints and Appeals

Students who have concerns regarding academic, administrative, assessment, or other matters should first communicate with the relevant academic coordinator or designated IIBTI office or directly adm@iibti.com or info@islamic-banking.org

Where appropriate, students may submit a formal written complaint or appeal in accordance with the Institute's applicable procedures.

All complaints and appeals should be submitted within the prescribed timeframe and supported by relevant information or documentation.

18. Privacy and Student Information

IIBTI may collect and process student information for legitimate academic, administrative, examination, certification, communication, and institutional purposes.

Student information shall be handled in accordance with applicable laws and institutional privacy policies.

Students should not share confidential information relating to other students, faculty, examinations, or institutional operations without authorization.

19. Changes to Programs and Policies

IIBTI reserves the right to make reasonable changes to academic programs, course structures, delivery methods, assessment arrangements, schedules, learning resources, and institutional policies when necessary.

Where significant changes affect enrolled students, IIBT will communicate the changes through appropriate channels.

20. International Learning Environment

Because IIBTI operates within an international academic and professional environment, students may interact with faculty, professionals, researchers, and learners from different countries and professional backgrounds.

Students are encouraged to respect cultural diversity, professional standards, academic freedom, and the principles of ethical conduct that underpin Islamic Finance.

21. Quality and Continuous Improvement

IIBTI is committed to continuously improving its academic programs, teaching methods, assessment practices, student services, and professional development activities.

Student feedback may be collected through surveys, evaluations, academic discussions, or other appropriate mechanisms and may be used to improve the quality of IIBTI programs.

22. Acknowledgement by Students

By enrolling in an IIBTI program, students acknowledge that they have read, understood, and agreed to comply with the applicable academic, administrative, financial, assessment, and conduct policies of the Institute.

Students are also responsible for reviewing any program-specific rules, guidelines, handbooks, or instructions issued during their studies.

23. IIBTI Statement

The Institute of Islamic Banking and Takaful International (IIBTI) is an international professional education, training, and research institute specializing in Islamic finance, Islamic banking, Takaful, Islamic FinTech, Shariah governance, and related areas of Islamic business and management.

IIBTI delivers its academic and professional programs primarily through online and distance-learning modalities, enabling students, professionals, and lifelong learners to access its educational offerings internationally without the need for regular physical campus attendance.

To strengthen its international engagement and professional network, IIBTI collaborates with independent organizations in selected countries through institutional collaborations and Memoranda of Understanding (MoUs). These collaborations support academic, professional, research, training, and institutional activities in accordance with the scope and terms of the respective agreements.

International Network-IIBTI

Indonesia

EduCare
Collaborating Institution – IIBTI

Jl. Jenderal Sudirman No. Kav. 7–8, RT.9/RW.11, Karet Tengsin, Kecamatan Tanah Abang, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10220, Indonesia

Tel: +62 895 318710

Malaysia

Uni Academia
Collaborating Institution – IIBTI

Jalan Sultan Ismail, Bandar Wawasan, Wilayah Persekutuan, Kuala Lumpur 50250, Malaysia

Tel: +60 11 2694293

Pakistan

UMA Academy
Collaborating Institution – IIBTI

Allama Rasheed Turabi Road, North Nazimabad, Karachi, Pakistan

Tel: +92 21 35436810

Türkiye

UnivMentors
Collaborating Institution – IIBTI

Kocatepe Mh., Cumhuriyet Cd., Taksim No. 13, 34437 Beyoğlu, İstanbul, Türkiye

Tel: +90 534 238 4031

United Arab Emirates

Arab Business Review
Collaborating Institution – IIBTI

416, Al-Baroud, Dubai, United Arab Emirates

Tel: +971 5 51569496

United Kingdom

Lifelong Learning
Collaborating Institution – IIBTI

6 Bridge Street, Level 1, Kington, United Kingdom, HR5 3DJ

Tel: +44 800 08681

The organizations within the IIBTI International Network are independent organizations collaborating with the Institute of Islamic Banking and Takaful International under their respective institutional agreements.

Depending on the nature and scope of each agreement, collaborative activities may include student information and enquiry support, admissions guidance, academic coordination, professional education and training, seminars and workshops, research collaboration, institutional liaison, professional networking, and other mutually agreed activities. The specific responsibilities and activities of each collaborating intitution are determined by its respective agreement with IIBTI.

International Online Learning

IIBTI's international character is reflected in its global learning community, international academic and professional network, digital learning environment, institutional partnerships, and online delivery model.

Through its online and distance-learning system, IIBTI seeks to make specialized education and professional development in Islamic banking, Islamic finance, Takaful, Islamic FinTech, Shariah governance, and related disciplines accessible to learners across geographical boundaries.

Students and professionals can access IIBTI's online educational and professional development programs from anywhere in the world, subject to the admission requirements and conditions applicable to the respective program.


Institutional Independence and Collaboration Disclaimer

Organizations identified as Collaborating Institutions of IIBTI are independent organizations operating under their respective legal and organizational status.

A collaboration agreement, Memorandum of Understanding (MoU), or other institutional arrangement with IIBTI does not, by itself, establish the collaborating organization as a branch, subsidiary, franchise, physical campus, representative office, agent, or separately incorporated entity of IIBTI in the respective jurisdiction.

Each organization remains responsible for its own operations and applicable legal and regulatory obligations. Activities undertaken in collaboration with IIBTI are limited to the scope authorized under the respective agreement and remain subject to applicable laws and regulatory requirements.

Motto:
Knowledge • Ethics • Innovation • Excellence

This Student Academic & Program Policy is a general institutional framework. Specific programs may have additional requirements, rules, assessment methods, and conditions communicated in their respective program documentation.