Indonesia - Malaysia - Pakistan - Turkey - UAE and UK (30 years of Islamic Finance since 1995)

Know More
Leadership & Vision

Message from Hon Patron

Assalamu Alaikum Warahmatullahi Wabarakatuh,
It is my great pleasure to welcome you to the Institute of Islamic Banking and Takaful International (IIBTI), an institution committed to advancing knowledge, professionalism, and ethical excellence in the field of Islamic banking and finance.
Founded in 1995 by a globally respected professor and distinguished Islamic finance scholar, IIBT has built a remarkable legacy of excellence across Indonesia, Malaysia, Pakistan, Turkey, the United Arab Emirates, and the United Kingdom.
Over the years, we have remained dedicated to nurturing professionals who possess not only strong technical expertise but also integrity, ethical values, and a deep understanding of Shariah-compliant financial practices.
At IIBTI, we believe that education is the foundation for building a sustainable and responsible financial future.
Through our professional programmes, research initiatives, and industry-focused learning, we strive to equip our students with the knowledge, skills, and confidence required to excel in the global Islamic finance industry.Our vision is to develop a new generation of ethical leaers who can contribute positively to the growth of Islamic banking, takaful, and Islamic financial systems worldwide.
I invite you to be part of the IIBTI journey and experience an environment where knowledge, ethics, and excellence come together to shape the future of Islamic finance.
Warm regards,
Prof. Dr. Rukhsar Ahmed
PhD, Post Doc. (Takaful, Islamic Finance & Law)
Book Launched at Istanbul Ticaret (Commerce) University, Turkey

Visit Website

Prof. Dr. Rukhsar Ahmed is a distinguished academic, Islamic finance scholar, Islamic Banking and Takaful expert, researcher, and author with over 35 years of experience in Islamic banking, Takaful (Islamic Insurance), conventional insurance, corporate management, higher education, and professional training.

He holds a PhD specializing in Takaful (Islamic Finance), His academic expertise encompasses Islamic banking and finance, Shariah governance, Islamic financial law, Takaful, Halal Risk Management, and institutional governance.

Academic & Industry Leadership

Prof. Dr. Ahmed has held senior academic, institutional, and corporate positions, including Director, Institute of Islamic Banking & Takaful International (2000–2005) and Group Chairman, UMA Group / Institute of Islamic Banking & Takaful International (2012–2022).

His professional experience also includes serving as Head of Unit at Pak Qatar Takaful Limited (2008–2012), Director of Baqai Health Insurance Management, Baqai Medical University (2005–2007), and managerial appointments at American Life Insurance (1995–1999), EFU Life (1992–1995), and EFU General (1989–1991).

His career bridges conventional and Islamic financial institutions, combining practical industry knowledge with academic research, professional education, and institutional leadership.

Research, Publications & Professional Development

Prof. Dr. Ahmed has authored over 100 research papers and 25 books, including TAKAFUL: Halal Risk Management (2024) and Islamic Finance & Law (2022).

He undertook specialized education in Islamic Banking and Islamic Insurance at the Centre of Islamic Economics under the supervision of Justice (Retd.) Mufti Muhammad Taqi Usmani.

His academic contributions include serving as Chief Editor of the Islamic Finance Journal, HEC-approved Resource Person, NBEAC Mentor, and expert member associated with Sindh Higher Education Commission university inspection activities.

He has presented research on Islamic finance, Islamic banking, and Takaful at international conferences in the UAE and participated in higher education leadership development programs at the Universities of Glasgow and Edinburgh, United Kingdom.

Association with IIBTI

As Hon. Patron and Professor of Islamic Finance and Takaful at IIBTI, Prof. Dr. Ahmed brings together extensive industry experience, scholarly research, and academic leadership in support of the Institute's commitment to advancing Islamic finance education, professional certification, research, Shariah-compliant financial practices, and executive development.

His areas of specialization include:

  • Islamic Banking, Finance and Financial Institutions

  • Takaful, Retakaful and Halal Risk Management

  • Shariah Governance, Compliance and Islamic Financial Law

  • Sukuk and Islamic Capital Markets

  • Professional Education, Research and Executive Training

  • Corporate Governance and Institutional Development

His academic and professional background reflects IIBTI's commitment to connecting Islamic financial scholarship with contemporary industry practices and developing knowledgeable, ethical, and professionally competent financial practitioners.

Prof. Dr. Rukhsar Ahmed

Global Impact

Pioneering in Islamic Finance

Since 1995, the Institute of Islamic Banking and Takaful International has stood at the forefront of ethical economic education. Our founding vision bridges rigorous classical Shariah scholarship with modern quantitative finance, preparing professionals to serve global markets with unmatched integrity.

We remain dedicated to producing ethical, knowledgeable, and skilled professionals. As Islamic finance continues its rapid global growth, our international faculty and alumni network across Asia, the Middle East, and Europe ensure our standards remain the gold standard.

IIBT Footprint

Nearly Three Decades of Academic Excellence

1995

Year Founded

6

International Hubs

100%

Shariah Integrity

Our Mandate

Our mission is to cultivate financial leaders whose deep technical competence is guided by unwavering ethical principles and commitment to human welfare.

Founding Director, IIBT